What is the Average Settlement for Auto-related Back and Neck Injuries in Florida?

Understanding Florida’s No-Fault Law

Car accidents are an unfortunate reality on the roads today. If you’re involved in a car accident and have incurred back or neck injuries as a result, then understanding the typical settlement for such an injury is key to preparing for medical expenses, lost wages and more. If you’ve been injured in a car accident that wasn’t your fault, then filing an insurance claim with “no-fault” law for covered damages is common practice – but first you need to understand what “no-fault” policy entails, and who pays for damages caused as part of this policy.

Average Settlement for Car Accidents with Neck or Back Injuries in Florida

In order to understand what the average settlements for car accident back/neck injuries are in Florida, it helps to first have an understanding of Florida’s no-fault law. This type of insurance coverage means that each driver must carry their own personal injury protection (PIP) insurance, which will pay up to $10,000 of medical bills per person injured regardless of who was at fault during the crash. This coverage applies only when medical bills exceed $2,500 and an emergency medical condition or when serious injuries are sustained such as fractures, disfigurement, severe back or neck injuries, or death resulting from an auto accident.

Factors to Consider When Filing A Car Accident Injury Claim

When filing a claim through insurance after being injured in a car crash due to someone else’s negligence, there are certain things that need to be taken into consideration before determining how much money one can expect as compensation.These include:

• The amount of pain and suffering experienced by the victim;
• Lost wages suffered due to inability work;
• Medical expenses incurred due to treatment needed following the car accident;
• Any disability caused by long-term effects related directly with sustaining these types of injuries;
• Losses suffered by family members due emotional distress they experience while caring for their loved one affected by these types of injuries (also called a consortium claim);
• Long-term rehabilitation costs associated with recovery efforts following these types of car accidents.

Potential Compensation for Car Accident Injuries Can Vary

On average, settlements vary depending on several factors, including severity level and duration period required for complete healing process, the total amount of insurance available, either through the at fault party or your own uninsured motorist/underinsured motorist coverage, and degree/severity level associated with specific circumstances surrounding each case individually.

Another factor worth considering is whether liability has been established, meaning if the other party was found at fault for the car accident, then additional damages could possibly be awarded beyond basic PIP medical coverage limits.

Ultimately, it comes down to individual facts & circumstances surrounding each particular case, as well court proceedings, since many cases do end up getting settled out of court through a negotiation process between two parties involved.

Ultimately, it comes down to individual facts & circumstances surrounding each particular case, as well court proceedings, since many cases do end up getting settled out of court through a negotiation process between two parties involved. Furthermore even though PIP policy covers up 10K per person , if two separate individuals were injured during the same incident, then the amount would double, thus making a total 20K available via combined policies both drivers held respectively.

Who Pays for the Car Accident Damage?

As far as who pays for vehicle damage, again this depends on various factors like whose at fault /liable, but typically the at fault party covers the damage, alternatively each party can become responsible through their respective insurer covering costs associated with repairs. For the best chance of obtaining maximum compensation possible, it is recommended that you contact a reputable attorney with experience in litigation as soon as possible after your car accident injury has occurred.

 

Key Points:

1. Average settlement greatly depends on the facts and policies available. 
2. Liability plays major role here too since additional awards granted outside initial PIP medical limits whenever a responsible party identified
3. Who pays repair cost depends upon variety factors like whose liable/at fault etc plus deductible provisions set forth by each respective carrier holding policy, so keep those in mind prior to submitting claims later down road.